Insurance Law

At ISLAW, we have a team of lawyers who are experts in insurance law, with solid experience in domestic and international litigation.

We represent insurers, brokers, companies, and individuals, and we have earned the trust of some of the most important insurance companies in Spain and abroad.

Our partners have established a reputation as leading litigation specialists in Spain in the field of insurance, with in-depth knowledge of the British and French markets.

We are the lawyers of choice for some of the leading P&I clubs in the United Kingdom, and our excellent reputation in the field of maritime insurance has spread to other sectors such as energy, transport, and environmental insurance.

Legal services in insurance law

Policy drafting and review

  • Analysis of general and specific conditions.
  • Identification of unfair or restrictive clauses.
  • Adaptation of policies to customer needs.

Claims against insurance companies

  • Submission of out-of-court claims.
  • Negotiation with insurance companies.
  • Representation in court in cases of denied coverage.

Civil liability and major risk insurance

  • Professional, medical, and business liability insurance policies.
  • Major industrial and corporate risks.
  • Defense in multi-million dollar claims.

Transport and marine insurance

  • Insurance for goods in transit.
  • Maritime insurance for ships and crew.
  • Air and land insurance.

Life, health, and accident insurance

  • Review of life and health insurance policies.
  • Claims for denial of medical coverage.
  • Defense against insurance companies in court.

Reinsurance and specialized insurance

  • Advice on reinsurance contracts.
  • Environmental and energy insurance.
  • Support for insurers and insurance brokers.
  • Defense of policyholders in complex claims.

Insurance litigation and arbitration

  • Representation in national and international courts.
  • Arbitration specializing in insurance disputes.
  • Enforcement of awards and judgments in multiple jurisdictions.

A multidisciplinary approach

Insurance law is connected to other areas in which ISLAW has experience:

  • Commercial and corporate law.
  • Maritime and transport law.
  • Labor and social security law.
  • Consumer law and policyholder protection.

Experience and sectors served

We have advised clients on:

  • Personal insurance: life, health, and accident.
  • Business insurance: civil liability, damage, and major risks.
  • Maritime, aviation, and transport insurance.
  • Construction and infrastructure insurance.
  • Environmental and energy insurance.
  • Reinsurance.

Why choose ISLAW for insurance law?

  • Well-established reputation as a litigation firm in Spain.
  • Experience in international markets, including the United Kingdom and France.
  • Leading lawyers for British P&I clubs.
  • Defense of insurers and insured parties with a strategic vision.
  • Ability to litigate and arbitrate in multiple jurisdictions.

Preguntas frecuentes (FAQs)

What should I do if the insurance company rejects my claim?

Review the reasons for rejection. These are often abusive exclusions or restrictive interpretations. ISLAW files claims and, if necessary, takes the matter to court.

What insurance is mandatory for companies and professionals?

It depends on the sector. Doctors, lawyers, and architects must have compulsory civil liability insurance. In construction and transportation, there are also policies required by law.

How long do I have to file a claim with the insurance company?

In Spain, two years for property insurance and five years for personal insurance. In the Dominican Republic, the terms vary depending on the insurance policy.

Can I claim for damages not covered by my policy?

In principle, only those expressly covered. However, in some cases, the validity of unfair exclusions may be challenged.

Does ISLAW advise insurers and policyholders?

Yes. Our experience on both sides allows us to anticipate strategies and improve the chances of success in each case.

Practice areas

Do you need legal advice on insurance law?

At ISLAW, we offer you a team with extensive experience in international policies, claims, litigation, and arbitration. Contact us today and secure your rights with the support of an international law firm specializing in insurance.

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